PAID
Built for South African SMEs

Stop
Chasing Payments.

56% of SA small businesses are strangled by cash flow problems. CashFlow Coach sends WhatsApp reminders, tracks every invoice, and gets you paid — fast.

Join the Waitlist → 📲 See WhatsApp Demo
87%
Collection rate — vs 62% industry avg
11 days
Avg days to payment — down from 28
R249
Per month — less than one missed payment
CashFlowCoach
Collected
R84.2k
Outstanding
R31.5k
Overdue
R18.7k
WA Sent
47
Latest WhatsApp Reminder
Hallo Sipho 👋 Invoice #0042 van R4 500 is 7 dae uitstaande. Betaal: cashflow.co/pay/abc
Dankie, sal vandag betaal! 🙏
✓ Payment Received
Invoice Automation · WhatsApp Reminders · Cash Flow Dashboard · SARS-Ready Exports · Client Management · Zulu & Afrikaans Templates · VAT Calculations · Payment Links · Invoice Automation · WhatsApp Reminders · Cash Flow Dashboard · SARS-Ready Exports · Client Management · Zulu & Afrikaans Templates · VAT Calculations · Payment Links ·
Launching soon

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GET PAID.

We're not live yet — join the waitlist and you'll be the first to know the moment CashFlow Coach opens, plus early access before everyone else.

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The Problem

SA SMALL BUSINESSES
BLEED CASH SILENTLY

01
💸
Cash Flow Kills SMEs
Most SA small businesses don't close because of bad products. They close because money owed to them sits in someone else's account for too long.
56% of SA SMEs face cash flow crises
02
💳
Owners Use Personal Credit
When clients don't pay on time, owners reach into their own pockets. 59% are using personal credit to cover business gaps. Banks won't help.
59% dip into personal savings
03
📧
Email Reminders Get Ignored
Sending a polite email invoice reminder to a South African client? It gets buried. Open rates under 20%. Nobody calls back. The money just waits.
<20% email open rate for reminders
04
⚖️
SARS Doesn't Wait
VAT returns, EMP201, provisional tax — the deadlines keep coming whether your clients have paid or not. Penalties accumulate fast and compound painfully.
Penalties from R250/month + interest
The Solution

FOUR STEPS.
FULL CONTROL.

STEP 01
📄
Create Invoice
Generate a professional invoice in under 60 seconds. VAT auto-calculated at 15%. Add line items, set your due date, done.
STEP 02
📲
WhatsApp Goes Out
A personalised WhatsApp message is sent to your client with a one-click payment link. 98% open rate. They actually read it.
STEP 03
🔔
Auto Reminders Fire
3 days before, on due date, 7 days overdue — reminders escalate automatically. You never have to chase manually again.
STEP 04
✅
Get Paid
Watch your cash flow dashboard fill up in real time. SARS-ready exports always available. You focus on running your business.
Pricing

LESS THAN ONE
MISSED PAYMENT.

All plans include a 30-day free trial. No credit card required. Cancel anytime.

Spaza
R 79 /month
WhatsApp-only invoicing for informal traders and solo operators.
  • ✓ WhatsApp invoicing only
  • ✓ 20 invoices/month
  • ✓ English, Zulu & Afrikaans
  • ✓ SnapScan + PayShap
  • ✗ Web dashboard
  • ✗ SARS module
  • ✗ Client portal
Join Waitlist
Most Popular
Pro
R 249 /month
The full suite. Everything a growing SA business needs to get paid on time.
  • ✓ Unlimited invoices
  • ✓ Full app + web dashboard
  • ✓ SARS module (VAT201, EMP201)
  • ✓ Payfast, Yoco, SnapScan, PayShap
  • ✓ Unlimited WhatsApp reminders
  • ✓ Zulu & Afrikaans templates
  • ✓ Client portal access
Join Waitlist →
Business
R 599 /month
For teams and businesses with multiple staff managing accounts.
  • ✓ Everything in Pro
  • ✓ Up to 10 team members
  • ✓ Approval workflows
  • ✓ Sage / Xero sync
  • ✓ Priority WhatsApp support
  • ✓ Custom branding
  • ✓ Role-based access
Join Waitlist
Enterprise
Custom
Multi-entity operations with dedicated support and SLAs.
  • ✓ Everything in Business
  • ✓ Unlimited team members
  • ✓ Multi-entity management
  • ✓ API + webhooks
  • ✓ SLA guarantee
  • ✓ Dedicated account manager
Join Waitlist
WhatsApp-First

YOUR CLIENTS
READ WHATSAPP.

South Africa has one of the highest WhatsApp penetration rates in the world. Your clients ignore emails. They never ignore WhatsApp. We send reminders where they actually work.

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Real Stories

SA BUSINESSES
GETTING PAID.

★★★★★
"Before CashFlow Coach I was chasing 3 clients every month by phone. Now they just pay. I got R18 000 in one week that had been sitting for 6 weeks."
NM
Nomsa Mthembu
Graphic Design Studio · Joburg
Recovered R18 000 in week 1
★★★★★
"The WhatsApp reminders in Afrikaans changed everything. My clients actually respond now. Payment time went from 35 days to 9 days average."
TK
Thabo Khumalo
Plumbing & Maintenance · Cape Town
35 days → 9 days avg payment
★★★★★
"I was using personal credit every month to pay my staff while waiting for clients. CashFlow Coach stopped that completely. I finally feel like I control my business."
ZD
Zanele Dlamini
Catering & Events · Durban
No more personal credit
PAID
Get Started Today

YOUR MONEY.
GET IT BACK.

30-day free trial. No credit card. Cancel anytime. Setup in 5 minutes.

Join the Waitlist → 📲 See WhatsApp Demo

From R79/month after trial · Cancel anytime · Built for South Africa